50,000+
Clients Served
$1.2B
Transacted
95%
Court Approval
Already Have an Offer? Bring It to Us.
If we cannot beat a qualifying written offer from another purchasing company, we pay you $1,000.**
Call (877) 790-4959Why Sellers Come Directly to Us
$1,000 Best Price Guarantee
Bring us any qualifying written offer from another purchasing company. We beat it or we pay you $1,000.**
You deal with the buyer, not a broker
We have been buying payments since 2003: 50,000+ clients and $1.2 billion in payments transacted, with a 95% court approval success rate.
Court-approved and protected
Every transfer is reviewed and approved by a judge under your state's law before any payments change hands. Nothing is final without the court.
How Our Offer Works
1
Tell us about your payments
Answer a few quick questions so we can build your personalized offer.
2
Get your offer in writing
We call you with a free, no-obligation offer that states the payments, price, and discount rate in writing.
3
Court approval, then funding
A judge approves your transfer, then we fund your lump sum. Sell some payments, keep the rest.
Questions Sellers Ask
Can I sell my structured settlement?
In most cases, yes. If you receive periodic payments from a structured settlement or annuity, you can sell some or all of them for a lump sum through a court-approved transfer. We make you a written offer for free.
Do I have to sell all of my payments?
No. Many of our clients sell only a portion. Sell some, keep the rest. It is your money.
How does court approval protect me?
A judge in your state reviews every transfer, confirms the terms, and must find it is in your best interest before it can complete. Nothing is final without the court. Our approval success rate is 95%.
How fast can I get cash?
Your offer is free and fast. Most transfers complete in four to seven weeks, and an advance of up to $1,000 within 24 hours may be available once your purchase contract is signed.*
How is my offer determined?
The offer reflects how much you sell, when those payments arrive, and current discount rates. We put the discount rate in writing so you can check the math. Have a written offer from anywhere else? We beat it or pay you $1,000.**
Who is buying my payments?
We are: Genex Capital Corporation, buying structured settlement and annuity payments directly since 2003, with an A+ BBB rating. When you sell to us there is no broker between you and the buyer, and no one should ever ask you for an upfront fee.
* Cash advance availability, amounts, and timeframes vary based on individual circumstances (typically up to $1,000, within 24 hours of qualifying, where offered). Cash advances are offered and made solely by Genex Capital Corporation at its sole discretion and are subject to its underwriting requirements, including: (1) execution and return of a payment purchase contract and all documents required to begin the purchase process; (2) confirmation that you receive periodic settlement payments; (3) a determination that you may enter into an agreement to sell all or a portion of those payments; (4) a determination that the purchase transaction is likely to receive court approval under applicable state law; and (5) satisfaction of underwriting guidelines. Available only to U.S. citizens or permanent legal residents who have reached the age of majority in their state of residence.
** Genex Capital Corporation will pay you $1,000 if it cannot beat a qualifying offer from another payment purchasing company. To qualify: (1) you must provide a written quote from another payment purchasing company, signed by an authorized representative and dated within three business days of the date you submit it ("Qualifying Quote"); (2) if Genex Capital is unable to beat the Qualifying Quote's purchase price, you will receive written notice within three business days of receipt; and (3) the $1,000 is due and payable upon written confirmation that the transaction funded at the quoted purchase price, and that funding must occur within ninety days after you receive written notice that Genex Capital cannot beat the Qualifying Quote. Quotes issued under an annuity issuer's own buyback or hardship program (including the Berkshire Hathaway Hardship Exchange Program) are not Qualifying Quotes. Limit one offer per customer. Not available where prohibited.
This website is operated by Genex Capital Corporation. All offers to purchase settlement payments, all purchases, and all cash advances are made by Genex Capital Corporation and its affiliated companies (A+ BBB rating). We are not a lender or a law firm, and we do not provide legal, tax, or financial advice; consult independent professionals before selling. Every transfer of settlement payment rights requires approval by a judge under applicable state law, and no transaction is final without that approval. Since 2003, $1.2 billion in payments transacted, 50,000+ clients served, and 95% approval success are figures reported by Genex Capital Corporation.
